Identity Fraud Expense Coverage (Coverages A, B, C and D) – This endorsement adds $15,000 for “expenses” incurred as the direct result of any one “identity fraud” discovered or learned of during the policy period.  This endorsement is only available on risks insuring an owner occupied Dwelling.

This material does not amend, or otherwise affect, the provisions or coverage of any insurance policy issued by StarNet Insurance Company.  It is not a representation that coverage does or does not exist for any particular claim or loss under any such policy.  Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.  Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.