The full mortality policy from Berkley Equine & Cattle covers horses for death or humane destruction due to an accident, illness, disease or injury. Coverage also includes theft. This is all risk coverage with fourteen (14) exclusions. Coverage is written for an annual policy term, and includes a 120 day extension of coverage.
Most horses insured for General Mortality & Theft receive a $3,000 Emergency Colic Surgery limit of insurance. However, horses that have suffered colic, impaction or torsion in the twelve (12) months prior to the policy effective date or have undergone digestive tract resection at any time are not eligible for the $3,000 Emergency Colic Surgery Coverage.
Coverage is underwritten on behalf of StarNet Insurance Company, A.M. Best Rated A+ (Superior) & Financial Size Category XV. Coverage is available in all fifty (50) States and the District of Columbia.
- Veterinary Services Coverage (offered in limits up to $15,000)
- Surgical Coverage (offered in limits up to $10,000)
- $2,000 Additional Colic Surgery Coverage
- Agreed Value / Guaranteed Renewal
- Loss of Use I
- Loss of Use II
- Stallion Infertility
All StarNet mortality claims are handled by Frank Aubrey Equine Adjusting, LLC. Frank Aubrey II and the adjusters at Aubrey Equine have over sixty years of experience handling claims. Working with equine and cattle over those sixty years (60) has built strong and lasting relationships with the veterinarians that care for your insured animals. Frank Aubrey or one of his experienced adjusters is available twenty-four hours a day to help handle your client’s claim in a timely and courteous manner.
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This coverage description is for general information only. Please refer to actual policy wordings for a full explanation of coverages.