The Stallion Infertility Endorsement provides valuable financial protection if a covered stallion becomes totally and permanently impotent, infertile, or unable to service mares due to an accident, illness, injury, or disease. When added to an Equine Mortality policy, this coverage ensures owners are compensated up to the agreed value of their ownership interest should their stallion lose breeding capability during the policy period.
If a covered loss occurs, the policy offers flexibility: owners may receive the full claim amount in exchange for transferring title of the horse, or choose to keep the stallion by accepting a claim payment reduced by an agreed-upon residual value. The endorsement also includes a clear, expert-driven process for resolving any veterinary disputes regarding the stallion’s breeding soundness.
This coverage is designed to give stallion owners greater security in their breeding investments by helping safeguard against the financial impact of unexpected reproductive loss—while maintaining transparent requirements, timelines, and exclusions to ensure fairness and clarity for all parties.