Why Choose Equine Insurance Specialists?

Why Choose Equine Insurance Specialists? Why Choose Equine Insurance Specialists for Your Coverage?

For more than three decades, Equine Insurance Specialists has been a trusted leader in the horse insurance marketplace. As one of the nation’s largest specialty brokerage firms, we’ve built our reputation on innovation, expertise, and a deep understanding of the equine industry.

We were the first to introduce instant online mortality quotes—a major step forward for horse owners who wanted quick, accurate information without the wait. Today, we’re still the only broker in the world offering a comparative rating app that delivers instant mortality quotes from multiple insurance companies. You can compare coverages and terms anytime at insureyourhorse.com.

Our team is based in two of the busiest equine hubs in the United States: Lexington, KY and Wellington, FL. Licensed in every state except Alaska and Hawaii, we can help you secure coverage almost anywhere in the country. We also provide worldwide coverage options for clients importing horses or sending their animals abroad to train, race, or compete.

Our name says it all—Equine Insurance Specialists. This is our sole focus. We design comprehensive insurance solutions for horse owners, trainers, instructors, horse farms, and equine businesses of all types: boarding, breeding, sales, events, and more. Because we specialize exclusively in this niche, we’ve built strong relationships with top equine insurance providers and have deep expertise you simply won’t find at a general agency.

We don’t just “get you a quote.” We craft tailored, competitive insurance programs that fit your needs today—and evolve along with your business or goals in the years ahead.

Have questions or need guidance? Give us a call. We’re here to help you protect your investment with the right coverage, backed by decades of experience.

Insuring Your Farm Personal Property

Because no two farms are identical, farm policies are written with a great deal of flexibility to cover the property insurance needs of individual farm owners.  For this reason, there is no automatic farm personal property coverage afforded under the typical farm policy.  This gives you the ability to purchase just the coverages you need, and update them as your needs change.

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Why Do Liability Releases Sometimes Fail? (Part 1)

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry. (more…)

Why Do Liability Releases Sometimes Fail? (Part 2)

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry. Part one of this two-part series explored the three main reasons why releases of liability have been known to fail over the years. This part, which concludes the series, offers some simple suggestions to help those who use releases make them more likely to be enforced. (more…)

Achieving Positive Trainer / Customer Relationships

What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and cost needed to restore a car to good performance, but few horse trainers can estimate how much time it will take to turn a horse into a polished performance prospect. have you ever heard of a “six month/6,000 mile warranty” from a horse trainer? (more…)

Myths About Releases or Waivers

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability. (more…)

Myths About Equine-Related Insurance

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability. (more…)

Myths About the Equine Activity Liability Acts

In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability. (more…)

How to Create Costly Legal Disputes Involving an Equine-Related Contract

Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of getting involved in a costly legal dispute? Where equine-related contracts are involved, here are six ways to help ensure that these things happen: (more…)