Select an article below, or browse the summaries that follow.
- Why Choose Equine Insurance Specialists for Horse Insurance?
Learn how specialized expertise, multiple carrier options, instant quotes, and nationwide service help horse owners find suitable coverage.
- Does Homeowners Insurance Cover Boarding a Friend’s Horse?
Learn why even occasional horse boarding may be treated as a business activity and require specialized equine liability coverage.
- Why Equine Liability Waivers Fail: Law, Wording, and Signing Problems
Examine three common failure points: unfavorable state law, defective language, and problems with how the waiver was presented or signed.
- How to Make an Equine Liability Waiver More Enforceable
Improve waiver language, presentation, signatures, renewal practices, and record retention while recognizing that waivers do not replace insurance.
- Horse Insurance Mistakes That Can Jeopardize a Claim
Avoid late notice, undervaluation, renewal surprises, and misunderstandings about mortality, loss-of-use, and major-medical coverage.
- Common Equine Liability Insurance Myths That Can Leave You Unprotected
Correct misconceptions about liability statutes, waivers, homeowners policies, umbrella coverage, care-custody-control, workers’ compensation, and event insurance.
- Volunteer Liability at Horse Shows, Stables, and Equine Organizations
Understand when volunteers and the organizations they serve may face liability—and how insurance, supervision, and agreements can reduce risk.
- How Horse Trainers Can Prevent Client Disputes
Practical communication, billing, documentation, and expectation-setting strategies for healthier relationships between trainers and horse owners.
- Equine Liability Waiver Myths: What Releases Can and Cannot Do
Correct common misconceptions about enforceability, minors, negligence, warning signs, form releases, and the continuing need for liability insurance.
- Equine Insurance Myths: What Horse Owners and Businesses Often Get Wrong
Clarify common misunderstandings about policy coverage, liability protection, claims, and the role of specialized equine insurance.
- Equine Activity Liability Laws: Common Myths and Real Limitations
Learn what state equine activity statutes may protect, which exceptions still allow lawsuits, and why insurance remains essential.
- Six Equine Contract Mistakes That Lead to Costly Disputes
Learn how verbal deals, generic forms, vague terms, missing dispute provisions, and other oversights create avoidable legal conflicts.
- Essential Clauses for a Strong Horse Boarding Contract
Strengthen boarding agreements by clearly addressing services, fees, late payments, veterinary care, liens, insurance, termination, and liability.
- Employee or Independent Contractor? A Guide for Equine Businesses
Review the practical and legal factors that determine worker status and affect taxes, workers’ compensation, and liability.
- Nuisance Claims That Can Threaten a Horse Farm or Stable
Learn how manure, odors, noise, flies, runoff, and neighboring land uses can lead to costly nuisance claims.
- How Trainers and Stable Owners Can Collect Unpaid Fees
Explore written contracts, deposits, late charges, liens, recordkeeping, and other tools for preventing and collecting overdue balances.
- What Do Equine Activity Liability Laws Actually Protect?
An overview of statutory protections, required warnings, covered participants, common exceptions, and the continuing need for insurance.
- Will Your Equine Liability Waiver Hold Up in Court?
Learn why signed waivers can still be challenged and which drafting, signing, and recordkeeping problems may undermine enforcement.
- Why Choose Equine Insurance Specialists for Horse Insurance?
by Evan Beauchamp, AFIS, AAI, AINS
Learn how specialized expertise, multiple carrier options, instant quotes, and nationwide service help horse owners find suitable coverage.
- Does Homeowners Insurance Cover Boarding a Friend’s Horse?
by Evan Beauchamp, AFIS, AAI, AINS
Learn why even occasional horse boarding may be treated as a business activity and require specialized equine liability coverage.
- Why Equine Liability Waivers Fail: Law, Wording, and Signing Problems
by Julie I. Fershtman, Esq.
Examine three common failure points: unfavorable state law, defective language, and problems with how the waiver was presented or signed.
- How to Make an Equine Liability Waiver More Enforceable
by Julie I. Fershtman, Esq.
Improve waiver language, presentation, signatures, renewal practices, and record retention while recognizing that waivers do not replace insurance.
- Horse Insurance Mistakes That Can Jeopardize a Claim
by Julie I. Fershtman, Esq.
Avoid late notice, undervaluation, renewal surprises, and misunderstandings about mortality, loss-of-use, and major-medical coverage.
- Common Equine Liability Insurance Myths That Can Leave You Unprotected
by Julie I. Fershtman, Esq.
Correct misconceptions about liability statutes, waivers, homeowners policies, umbrella coverage, care-custody-control, workers’ compensation, and event insurance.
- Volunteer Liability at Horse Shows, Stables, and Equine Organizations
by Julie I. Fershtman, Esq.
Understand when volunteers and the organizations they serve may face liability—and how insurance, supervision, and agreements can reduce risk.
- How Horse Trainers Can Prevent Client Disputes
by Julie I. Fershtman, Esq.
Practical communication, billing, documentation, and expectation-setting strategies for healthier relationships between trainers and horse owners.
- Equine Liability Waiver Myths: What Releases Can and Cannot Do
by Julie I. Fershtman, Esq.
Correct common misconceptions about enforceability, minors, negligence, warning signs, form releases, and the continuing need for liability insurance.
- Equine Insurance Myths: What Horse Owners and Businesses Often Get Wrong
by Julie I. Fershtman, Esq.
Clarify common misunderstandings about policy coverage, liability protection, claims, and the role of specialized equine insurance.
- Equine Activity Liability Laws: Common Myths and Real Limitations
by Julie I. Fershtman, Esq.
Learn what state equine activity statutes may protect, which exceptions still allow lawsuits, and why insurance remains essential.
- Six Equine Contract Mistakes That Lead to Costly Disputes
by Julie I. Fershtman, Esq.
Learn how verbal deals, generic forms, vague terms, missing dispute provisions, and other oversights create avoidable legal conflicts.
- Essential Clauses for a Strong Horse Boarding Contract
by Julie I. Fershtman, Esq.
Strengthen boarding agreements by clearly addressing services, fees, late payments, veterinary care, liens, insurance, termination, and liability.
- Employee or Independent Contractor? A Guide for Equine Businesses
by Julie I. Fershtman, Esq.
Review the practical and legal factors that determine worker status and affect taxes, workers’ compensation, and liability.
- Nuisance Claims That Can Threaten a Horse Farm or Stable
by Julie I. Fershtman, Esq.
Learn how manure, odors, noise, flies, runoff, and neighboring land uses can lead to costly nuisance claims.
- How Trainers and Stable Owners Can Collect Unpaid Fees
by Michael Beethe, Esq.
Explore written contracts, deposits, late charges, liens, recordkeeping, and other tools for preventing and collecting overdue balances.
- What Do Equine Activity Liability Laws Actually Protect?
by Michael Beethe, Esq.
An overview of statutory protections, required warnings, covered participants, common exceptions, and the continuing need for insurance.
- Will Your Equine Liability Waiver Hold Up in Court?
by Denise Farris, Esq.
Learn why signed waivers can still be challenged and which drafting, signing, and recordkeeping problems may undermine enforcement.
