Myths About Releases or Waivers

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability. (more…)

Myths About Equine-Related Insurance

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability. (more…)

Myths About the Equine Activity Liability Acts

In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability. (more…)

Common Sense Ways to Avoid Legal Disputes When Buying a Horse

Ann always wanted to own a top show horse. Now, she found her chance. Someone has advertised for sale a gorgeous 12-year-old gelding. After years on the show circuit the horse developed an outstanding show record, with several championships. Ann wanted to make him her champion. The asking price of $3,000, she thought, was surprisingly low for a horse of his caliber. She promptly called the seller and made an appointment to see the horse. When she arrived, the seller had the horse saddled and waiting for her. She took her “test ride” in a quiet, empty arena. The ride went beautifully. A short time later, Ann paid the seller in cash and the horse was her. (more…)

How to Create Costly Legal Disputes Involving an Equine-Related Contract

Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of getting involved in a costly legal dispute? Where equine-related contracts are involved, here are six ways to help ensure that these things happen: (more…)

Understanding Mortality Insurance

The horse industry, as a whole, spends millions of dollars each year on mortality insurance. Mortality insurance is often compared to life insurance, although there are several important differences. Generally, mortality insurance is designed to pay a sum of money in the event that an insured horse dies or is stolen. Of the large numbers of people who buy mortality insurance, few truly understand that the policies and the companies who offer them are not alike. This two-part series explores important and little known aspects of equine mortality insurance. Part One generally discusses mortality insurance and addresses some important features that can differ among mortality insurance policies. Part Two discusses duties found in many policies of mortality insurance that, if not followed by policyholders, could result in a loss of coverage. (more…)

Finding the Right Lawyer: How to Hire a Lawyer

Many articles written by this author over the years have concluded that people should seek assistance from a “knowledgeable attorney.” This two-part series discusses how to find the right lawyer. Part One of the series covered “equine law” and what equine lawyers do. Part Two concludes with how to evaluate a lawyer to determine whether he or she is right for you. (more…)

Finding the Right Lawyer: What is Equine Law?

Many articles written by this author over the years have concluded that people should seek assistance from a “knowledgeable attorney.” Have you ever wondered whether you need a lawyer who concentrates his or her practice on equine law? This two-part series answers these questions and explains how to find the right lawyer. Part One of this series will generally discuss “equine law” and what equine lawyers do. Part Two discusses steps you can take to help find the right lawyer, regardless of whether or not you seek a lawyer who practices equine law. (more…)

Protect Your Right to Keep Horses In Your Community

Years ago horse facilities were plentiful and nestled in peaceful country settings. In recent years, however, “urban sprawl” has permanently changed this scenario. What were once riding stables and trails have become subdivisions and shopping centers. Many horse facilities now find themselves very close to large developments, and the new neighbors may not appreciate horses. (more…)

Complying With Duties Under Mortality Insurance Policies

Occasionally, the one who buys a policy of mortality insurance (called the policyholder) and the insurance company disagree on the issue of whether the company is required to pay a request for benefits (called a “claim”). People usually learn after it is too late that many of these problems and disputes could have been avoided. This article, which concludes a two-part series on mortality insurance, discusses duties often found in mortality policies that, if not followed by policyholders, could result in the denial of a claim. Here are some of them. (more…)