The unique nature of horses and horse related businesses create property and liability exposures that aren’t adequately addressed by most standard insurance contracts. Regardless of your activities, unless you are covered correctly, you may find the insurance you have purchased for so many years may be worthless at the time of a claim.
If you are involved with horses, using an insurance agency knowledgeable about horse insurance and the horse business in general is an absolute must. Through our many years of experience (we are now in our fourth generation of agency ownership), we’ve developed a thorough understanding of the exposures inherent to equine related risks. Never again will you need to explain your need for specialized horse farm insurance or equine mortality insurance to someone who doesn’t understand your business.
Equine Insurance Specialists has access to a broad range of horse insurance products and services which have been designed from the ground up to specifically address horse owners and the greater equine community. From equine mortality insurance on one or many horses to horse farm insurance on the property you call your home, and everything in between, we have the flexibility to customize an insurance program to specifically fit your needs with the horse insurance company of your choice.
Many of our most popular programs are featured on this website. However, they’re not all here. If you’re looking for something here and can’t seem to find it, please don’t hesitate to call us and ask.
Product Links
Mortality Insurance
Equine mortality insurance protects you against financial loss due to the untimely death of your animal. It may also be endorsed to include additional coverages such as Medical, Surgical and Loss of Use.
- Full Mortality
- Medical & Surgical
- Loss of Use
- Stallion Permanent Disability
- Worldwide Transit
- Barrenness / Prospective Foal
Liability Insurance
We offer a broad range of liability insurance products for horse and business owners in all states except Alaska and Hawaii.
- Commercial Equine Liability
- Riding Clubs & Associations
- Individual & Race Horse Owners
- Instructors & Trainers Liability
- Equestrian Professional Liability
- Care, Custody or Control
- Farm / Commercial Auto
- Excess & Umbrella Liability
Farm Insurance
Whether you own or rent your farm, the modular design of our farm programs allows us the ability to offer the protection you require, including coverage for your auto and umbrella / excess insurance needs.
- Farm & Ranch Owners
- Tenant Farm Operations
- Equestrian Professional Liability
- Care, Custody or Control
- Farm / Commercial Auto
- Umbrella / Excess Liability
Other Programs
For clients with needs beyond our core Mortality, Farm and Liability insurance offerings, we also offer the following specialty coverages. Contact an Equine Insurance Specialists representative for more information on any of these programs.
- High Net Worth Personal Insurance
- Directors & Officers Liability
- Workers Compensation
- Builders Risk / Course of Construction
- Outfitters and Guides