Equine professional liability coverage is available by endorsement to the commercial equine liability policy and the liability section of an equestrian homeowner, ranch & estate policy. It rounds out the coverage provided under a commercial equine liability policy by covering the insured for claims due to any negligent act, error or omission arising out of the insured’s professional equestrian activities.
This coverage will pay any sum which the insured shall become legally obligated to pay including the cost of defense in respect of a claim. It will also provide up to $100,000 per horse and $250,000 annual aggregate for the injury or death of non-owned horses injured during the course of your covered professional services to them.
Coverage descriptions are for general information only. Please refer to actual policy wordings for a full explanation of coverages.