NOTICE: This coverage is only available through our agency in conjunction with an equine mortality policy. We do not write this coverage on a stand-alone basis.
The Private Horse Owner policy is designed to cover the horse owner who is not personally involved in the commercial business of training, racing, breeding, boarding of horses, providing riding instruction, or any other commercial equine activity. The policy limits coverage to bodily injury and property damage caused directly by a horse, owned by the insured and scheduled on the policy.
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The coverages described above are summarized and subject to the terms, conditions and exclusion printed in the policy. Refer to the policy form for specifics on coverages and limits. Also, all coverages are subject to state law, which may vary materially from stated information. In providing this material, the Global Indemnity companies and/or affiliates assume no liability beyond that provided under the terms, limits and conditions of the insurance policies it has issued. This program may not be available in every state.