External Injury Loss of Use coverage provides that in the event the insured horse becomes totally and permanently unfit for its insured use as a result of a visible, external, accidental and violent means injury, you will be paid up to 50% of the amount of indemnity due under the mortality policy.
This coverage is available for select uses only. It requires a Full Mortality policy and Equine Medical and Surgical coverage. After a Loss of Use claim has been paid, the Company has the option of taking possession of the disabled horse.
External Injury Loss of Use is available for horses aged 2 through 17 years. Review AEIG’s Loss of Use Submission Guidelines for all submission and eligibility requirements.
This description is for general information only. Please refer to actual policy wording for a full explanation of coverages.