Zero Deductible Surgical Coverage provides reimbursement for surgical procedures, including post-operative care, that are required or necessary as a result of an accident, injury or illness which first occurs during the policy period. It provides an annual aggregate limit of $5,000 per horse. Surgical coverage is available for horses aged 30 days up to and including 20 years of age.

This description is for general information only. Please refer to actual policy wording for a full explanation of coverages.