aric_logoCoverage Overview

For over 38 years, American Reliable Insurance Company has been providing specialized coverage for the equine industry.  American Reliable Insurance Company has a group rating of “A” (Excellent) by A.M. Best – the leading rating agency for the entire insurance industry.

The standard mortality policy provides coverage for the death of your horse as a result of an accident, injury, illness or disease, including euthanasia to prevent unmanageable pain and suffering to your horse.  Included with their standard mortality policy is coverage for loss of your horse due to theft or unlawful taking.  It also includes reimbursement of up to $5,000 (or 50% of the insured mortality limit of the horse, whichever is less) for expenses arising out of emergency colic surgery.  Extension of coverage after the expiration of the policy for a mortality loss from a covered accident, injury, illness or disease occurring and reported during the policy period is included as well.

Coverage Options

Should you have a claim, our experienced claims personnel are conveniently available 24/7, including holidays.

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This coverage description is for general information only.  Please refer to actual policy wordings for a full explanation of coverages.