Stallion Infertility (Accident, Illness & Disease)
This endorsement provides coverage when a breeding stallion becomes totally and permanently impotent, infertile, or incapable of servicing mares due to a new accident, injury, disability, illness, or disease.
What’s Covered
- Loss due to permanent breeding incapacity caused by new medical conditions during the policy period
- Losses discovered within 90 days after expiration if the condition arose during the policy term
How Claims Are Paid
- Pays up to the agreed value of the insured ownership interest
- The insurer may assume full ownership and possession of the stallion after payment
- An appraisal process is available to determine residual value if needed
Not Covered
- Venereal infections in the stallion or mares
- Pre-existing impotence or infertility
Important Conditions
- Immediate notice of any signs of impotence or infertility
- Insurer may appoint a veterinarian for examination
- If veterinarians disagree, an independent vet is selected to make a binding decision
- The stallion must have a valid fertility and breeding soundness exam at policy inception
Important: This summary is provided for convenience. Please refer to the actual policy wording for full details and exclusions.
- American Reliable Stallion Infertility (A8873E0317)
Standard Mortality Policy and Automatic Coverages
Other Optional Coverages Available with Equine Mortality Coverage