Accident Sickness and Disease covers a proven stallion for loss of breeding ability due to an accident, sickness or disease. Payment amount is the limit of insurance on the declarations page or the policy value.
Accident Sickness and Disease coverage is generally available for proven stallions aged three to seventeen years. The Supplemental Application and Breeding Soundness Exam (below) are required for animals requesting this coverage. The premium for this coverage is fully earned at policy inception.
Supplemental Infertility Application and Breeding Soundness Evaluation forms are required for this coverage.
This website provides an overview of The Hartford’s Animal Mortality coverages and services. Coverage availability and premium rates may differ by state. For a complete description of all coverages, terms and conditions, refer to the issued insurance policy. In the event of a conflict between this website and the issued policy, the terms, conditions and premium rates of the issued policy will prevail.