Question: I’m interested in equine mortality insurance, but I don’t know how much it will cost. Is there an easy way to get a mortality quote right now without having to wait for someone to get back to me?
Answer: Whether you own or lease your horse, have a horse on trial or plan to import a horse from outside of the US, it’s never been easier to determine the cost to insure your horse. There’s no need to submit your information online, only to learn that you now need to wait for someone to get back to you. Equine Insurance Specialists is the only place on the web that offers instant online mortality quotes from multiple insurance companies. After entering some basic information about you and your horse on our site, just click the “Next Step” button at the bottom of the page, you’ll instantly receive mortality quotes from up to five different insurance companies. Here’s how it works:
Enter Your Information
Visit www.insureyourhorse.com/quote and enter some basic information about you and your horse.
- Your horse’s name.
- Your state of residence.
- Horse’s breed, age and sex.
- Desired mortality insurance limit.
- Primary use (select all that apply).
- Additional information applicable to this horse (select all that apply):
- Sum insured is greater than purchase price.
- Prior claim, injury or illness within the last 12 months?
- Purchased within the last 30 days?
- Currently insured with another company.
Verify that all the information entered is accurate and click the “Next Step” button to receive proposals from up to five different insurance companies. You can view the various proposals by clicking on each of the insurance company tabs at the top of the proposal section. The green tab is the current proposal displayed, and the tabs shown in gray are your other proposals. Not all companies are able to insure every horse. If the proposal page shows fewer than five tabs, then the State of Residence / Age / Breed / Use or Value that you entered has disqualified one or more companies from offering a quote.
To add additional horses, click the “+ Add Another Horse” link on the proposal page. The data entry page will be the almost same as before, just without the State of Residence. Verify that all the information entered for each subsequent horse is accurate and click the “Next Step” button. There’s no limit to the number of horses that may be added to a proposal.
The second post in this series describes the process for adding optional coverages like Medical, Surgical and Loss of Use to your proposal.