Overview
Surgical CoverageĀ provides reimbursement for surgical procedures that are required or necessary, including post-operative care, as a result of an accident, injury or illness, which first occurs during the policy period. This coverage is subject to a $250 deductible per claim and is available for horses ages 90 days and older. Limits of $5,000, $7,500 and $10,000 are offered, provided the horse has an insured mortality limit that equals or exceeds the surgical limit. Horses that are used or intended to be used for racing are not eligible.
Race Horse Surgical CoverageĀ provides up to 80% reimbursement of covered surgical procedures that are required or necessary, including post-operative care, as a result of an accident, injury or illness, which first occurs during the policy period. This coverage is subject to a $300 deductible per claim and is available for racing thoroughbred and standardbred horses between the ages of 2 to 4 years that are insured for at least $50,000. Limits of $5,000 and $7,500 are offered.
This coverage description is for general information only. Please refer to actual policy wordings for a full explanation of coverages.