December 2017 - Equine Insurance Specialists

Insuring Your Farm Personal Property

Evan Beauchamp, AFIS, AAI, AINS December 22, 2017June 13, 2018 Evan Beauchamp, Farm Insurance 2 Comments

Because no two farms are identical, farm policies are written with a great deal of flexibility to cover the property insurance needs of individual farm owners. For this reason, there is no automatic farm personal property coverage afforded under the…

A Picture is Worth a Thousand… Dollars?

Julie I. Fershtman, Esq. December 22, 2017December 24, 2017 Julie Fershtman, Legal (Miscellaneous) No Comments

Understanding the Legal Right of Publicity With an ear-to-ear grin as you proudly sit astride your gleaming horse, you grasp a big blue ribbon. This photograph graces the walls of your home and can be seen in the homes of…

Why did You Settle that Case?

Julie I. Fershtman, Esq. December 22, 2017December 28, 2017 Julie Fershtman, Legal (Miscellaneous) No Comments

A horrible nightmare has come true. During a casual Sunday afternoon trail ride, your friend fell off your horse. Now, several months later, he is suing you. You know you have powerful defenses. The horse he fell from — your…

Will Your Corporation Limit Your Personal Liability?

Julie I. Fershtman, Esq. December 22, 2017December 24, 2017 Julie Fershtman, Legal (Miscellaneous) No Comments

Nine Suggestions for Taking Your Corporation Seriously so that Others Will Too. Who needs a corporation? Possibly, you. The corporation’s main benefit is that it can serve as a liability shield — that is, individuals running the corporation are typically…

Papers, Papers – Who Has the Papers?

Julie I. Fershtman, Esq. December 22, 2017December 28, 2017 Julie Fershtman, Legal (Miscellaneous), Mortality Insurance, Waivers & Contracts No Comments

Two months ago you bought the horse you always wanted. Your goal was to win championships in breed-recognized horse shows. Now, however, it appears that a terrible problem has ended your plans: The seller will not transfer the horse’s breed…

Why Do Liability Releases Sometimes Fail? (Part 1)

Julie I. Fershtman, Esq. December 21, 2017December 24, 2017 Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & Contracts No Comments

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts…

Why Do Liability Releases Sometimes Fail? (Part 2)

Julie I. Fershtman, Esq. December 21, 2017December 24, 2017 Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance, Waivers & Contracts No Comments

Do You Understand Your Equine Insurance? (Part 2)

Julie I. Fershtman, Esq. December 21, 2017December 28, 2017 Julie Fershtman, Legal (Miscellaneous), Liability Insurance No Comments

When it comes to equine-related insurance, misconceptions have plagued the horse industry for years. Most people do not understand what they bought, what they need, whether they have the coverage they think they do, and how to keep their coverage…

Do You Understand Your Equine Insurance? (Part 1)

Julie I. Fershtman, Esq. December 21, 2017December 28, 2017 Julie Fershtman, Legal (Miscellaneous), Liability Insurance No Comments

The Liability of Volunteers

Julie I. Fershtman, Esq. December 21, 2017December 28, 2017 Farm Insurance, Julie Fershtman, Legal (Miscellaneous), Liability Insurance No Comments

Volunteers are the life blood of the horse industry. They make things work. They help run horse shows, handicapped riding programs, association, 4-H groups, scouting groups, pony clubs, humane societies, and more. Their assistance helps groups perform worthwhile activities smoothly…

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