Why Choose Equine Insurance Specialists?

Why should I choose Equine Insurance Specialists to handle my insurance needs?

As one of the largest specialty brokerage firms in the country, Equine Insurance Specialists has been a leader in the horse insurance marketplace for nearly thirty years.  We were the first to offer instant online mortality insurance quotes for horses.  To this day, we remain the only broker in the world to offer a comparative rating service that provides instant online mortality quotes from multiple insurance companies.  Feel free to compare coverages and terms for yourself at www.insureyourhorse.com.

Our agents are located in Lexington, KY and Wellington, FL – two major hubs of horse activity in the US.  Since we are licensed in all US States except Alaska and Hawaii, we are able to write your coverage virtually anywhere in the country.  We also have the ability to write coverage on a worldwide basis for buyers looking to import a horse from outside of the US, or clients who are sending their valuable animals to other countries to train, race and show for extended periods of time.

Our name says it all:  Equine Insurance Specialists.  Crafting comprehensive insurance solutions for horse owners, horse farms, instructors and trainers and horse-related businesses such as boarding, breeding, training, riding instruction, sales, events, etc. is all we do.  As specialists in this narrow segment of the insurance marketplace, we have deep knowledge of and direct relationships with the best insurance companies that cover horses and related risks.  This means that we’re not just able to “get you a quote”.  Our experienced staff will design a competitive insurance solution for you from among the best programs the industry has to offer.  We’ll also work with you as your business grows or your needs change in order to ensure that your insurance solution is as comprehensive and competitive in five to ten years as it is today.

Got questions?  Give us a call to ensure you have the best solution to protect your investment.

Insuring Your Farm Personal Property

Because no two farms are identical, farm policies are written with a great deal of flexibility to cover the property insurance needs of individual farm owners.  For this reason, there is no automatic farm personal property coverage afforded under the typical farm policy.  This gives you the ability to purchase just the coverages you need, and update them as your needs change.

(more…)

Why Do Liability Releases Sometimes Fail? (Part 1)

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry. (more…)

Why Do Liability Releases Sometimes Fail? (Part 2)

“Releases are not worth the paper they’re written on.” We hear statements like this all the time. Is this really true? Generally speaking, no. What is true, however, is that releases of liability (also called “waivers”) are probably the most misunderstood contracts in the entire horse industry. Part one of this two-part series explored the three main reasons why releases of liability have been known to fail over the years. This part, which concludes the series, offers some simple suggestions to help those who use releases make them more likely to be enforced. (more…)

Achieving Positive Trainer / Customer Relationships

What do horse trainers and automobile mechanics have in common? Nothing. Cars can be fixed, but some horses seem virtually impossible to break. Mechanics usually can estimate the time and cost needed to restore a car to good performance, but few horse trainers can estimate how much time it will take to turn a horse into a polished performance prospect. have you ever heard of a “six month/6,000 mile warranty” from a horse trainer? (more…)

Myths About Releases or Waivers

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discussed insurance, part three, the conclusion of the series, will discuss releases of liability. (more…)

Myths About Equine-Related Insurance

In the horse industry, misunderstandings and myths abound regarding important legal topics. This three-part series of articles explores some common myths in the horse industry. Part one discussed the equine liability acts, part two discusses insurance, and part three will discuss releases of liability. (more…)

Myths About the Equine Activity Liability Acts

In the horse industry, rumors and myths abound regarding important legal issues. This three-part series of articles explores some common myths in the horse industry. Part one discusses the equine liability acts, part two will discuss insurance, and part three will discuss releases of liability. (more…)

How to Create Costly Legal Disputes Involving an Equine-Related Contract

Are you looking for ways to part with more of your hard-earned money and to create disruption in your life and business? Would you like to increase your chances of getting involved in a costly legal dispute? Where equine-related contracts are involved, here are six ways to help ensure that these things happen: (more…)